(4.8 / 5)15+ Ratings

Dharma Reviews

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Overall Rating

4.8
15 Reviews
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About Dharma

Dharma.io is a user-friendly mobile application designed to make interacting with decentralized finance (DeFi) on the Ethereum network easier. It allows users to lend and borrow cryptocurrencies without intermediaries by providing collateral. The platform supports DAI and ETH and offers attractive interest rates for lending. Users can fund their accounts with a debit card and start earning interest on their cryptocurrency within minutes. Dharma.io aims to onboard regular people onto DeFi by connecting them straight from their fiat bank accounts.

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Dharma Customer Reviews (15)

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Peter Steiner
Peter Steiner
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Jul 29, 2024
Scarlett Mellor
Scarlett Mellor
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Jul 28, 2024
Lewis Hodgson
Lewis Hodgson
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Jul 27, 2024
Alberte Hermansen
Alberte Hermansen
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Jul 27, 2024
Florismart Dionne
Florismart Dionne
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Jul 26, 2024
John Porter
John Porter
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Jul 26, 2024
Stephanie Frei
Stephanie Frei
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Jul 26, 2024
Sarah Silvester
Sarah Silvester
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Jul 25, 2024
Barbara Neustadt
Barbara Neustadt
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Jul 25, 2024
John Gamble
John Gamble
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Jul 25, 2024

Dharma Customer’s Q&A

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Dharma Features and Benefits

Key features and benefits of Dharma.io include:

  1. Fee-Free Deposits: Users can deposit money from their bank accounts into the Dharma wallet without any fees, making it cost-effective.
  2. Lending and Borrowing: Competitive interest rates for lending and borrowing. Lenders can earn 8% interest per year on DAI and 2.5% on ETH. Borrowers need to provide a collateral of 150% of the loan amount.
  3. Extensive Trading Options: Supports trading over 70,000 altcoins and offers no network fee trading on Polygon, providing versatility for cryptocurrency enthusiasts.
  4. User-Friendly Interface: The platform is designed to be easy to use, making it accessible for both beginners and experienced users.
  5. Integration with dApps: Seamlessly connects to decentralized applications on Ethereum’s network, allowing users to earn interest on their cryptocurrency within minutes.
  6. Security: Ensures the safety of user funds with robust security measures and protocols.
  7. Quick Setup: Users can start trading their favorite cryptocurrencies within 5-10 minutes of downloading the Dharma.io app and connecting their bank account.
  8. Interest Generation: Funds in the Dharma wallet are eligible to send to protocols like Compound, Aave, and Yearn to generate interest.
  9. Customer Support: Offers efficient customer support through a FAQ section, help tickets, email, and chat messages.
  10. Layer-2 Solutions: Provides quick and affordable access to layer-2 solutions, enhancing the overall user experience.

Dharma Pricing

Dharma.io offers a unique fee-free deposit system. Users can deposit money from their bank accounts into the Dharma wallet without any fees. This feature is particularly attractive for those looking to minimize transaction costs.

For lending and borrowing, Dharma provides competitive interest rates. For instance, lenders can earn 8% interest per year on DAI and 2.5% on ETH. Borrowers need to provide a collateral of 150% of the loan amount. The interest rate for borrowing is fixed in advance, ensuring transparency and predictability.

The platform also supports trading over 70,000 altcoins and offers no network fee trading on Polygon. This makes it a versatile option for cryptocurrency enthusiasts.

In summary, Dharma.io's pricing structure is designed to be user-friendly and cost-effective, with features like fee-free deposits, competitive interest rates for lending and borrowing, and extensive trading options.

Payment Method

Dharma.io supports bank account deposits without any fees, making it a cost-effective option for users. The platform allows users to deposit funds directly from their bank accounts into the Dharma wallet. This feature is particularly attractive for those looking to minimize transaction costs.

For lending and borrowing, Dharma.io requires users to provide a collateral of 150% of the loan amount. The interest rate for borrowing is fixed in advance, ensuring transparency and predictability. Lenders can earn 8% interest per year on DAI and 2.5% on ETH.

The platform also supports trading over 70,000 altcoins and offers no network fee trading on Polygon. This makes it a versatile option for cryptocurrency enthusiasts.

In summary, Dharma.io's payment method is designed to be user-friendly and cost-effective, with features like fee-free deposits, competitive interest rates for lending and borrowing, and extensive trading options.

Dharma FAQs

FAQ

Dharma Alternatives

Top 10 Dharma.io alternatives include:

  1. Zeta Programmatic (Formerly Sizmek): Known for fueling digital advertising campaigns globally.
  2. Simpli.fi: Offers an omnichannel programmatic solution including mobile, video, display, native, OTT/CTV, and social.
  3. MediaMath by Infillion: A digital marketing technology company dedicated to reengineering modern marketing.
  4. Lotame Spherical Platform: Provides actionable customer intelligence and data-informed audiences.
  5. Roku OneView (formerly Dataxu): Helps marketing professionals use data to improve their advertising.
  6. Permutive: Allows publishers to own the data on their entire audience with real-time proprietary data.
  7. 1inch Wallet: A fast and secure non-custodial crypto wallet with a built-in DEX aggregator.
  8. OKX Wallet: A comprehensive crypto wallet supporting multiple blockchains.
  9. Opera: A free internet browser with strong customization options and an integrated virtual privacy network.
  10. Coinbase Wallet: A user-friendly crypto wallet with extensive support for various cryptocurrencies.
FAQ

Dharma Return Policy?

Dharma.io has a return policy that allows returns/exchanges for most products within 7 days of delivery, provided the products are in their original condition and packaging, with all tags and labels attached. Items that are damaged, altered, used, or have their tags removed are not eligible for return.

To request a return, customers must contact Dharma at communications@dharmaoriginals.com with their order number, the reason for the return, and whether they would like a refund or exchange. The customer is responsible for the cost of returning the product, unless the return is due to a defect or error by Dharma. Refunds will be issued for the purchase price of the returned product, minus any shipping and handling charges, within 5-7 days of receipt and inspection of the returned product. Refunds will be issued in the same form of payment used for the original purchase.

For exchanges, Dharma will offer an exchange for the same product, subject to availability, provided the products are in their original condition and packaging with all tags intact. The customer is responsible for the cost of returning the product, and Dharma will cover the cost of shipping the new product to the customer.

In case of damaged or defective products, Dharma will replace or refund the product. The customer must contact Dharma within 24 hours of delivery to report any damaged or defective products.

Exclusives, limited editions, and sale items are not eligible for returns. However, in case of a defective or damaged product, Dharma will assist with an exchange or a credit note, subject to availability.

In the event of a dispute regarding the return of a product, Dharma and the customer agree to resolve the dispute through good faith negotiations.

FAQ

How To Open A Dharma Account?

To open an account on dharma.io, follow these steps:

  1. Visit the Dharma website or download the Dharma app.
  2. Click on "Get Started" on the web or app.
  3. Fill in the required details, including your legal name and other necessary information.
  4. Create a PIN for security purposes.
  5. Complete the registration process.

Once registered, you can start using your Dharma account for various activities.

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